Michelle Cremin

Invesco became a major strategic partner in July 2019 to help shape our programme of work through sponsorship, the contribution of its deep industry expertise and insights, and by helping the programme to reach a wider audience.

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The BlackRock Foundation became a major strategic partner in July 2021, supporting our ambitious research programme to help bring financial security within reach for many more people.

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We've partnered with the Policy Institute at Kings College to create a PHD studentship in public policy and behavioural science.

We're working with MICRA to look at the issue of pensions for precarious workers.

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Salary Finance are the fintech provider for our sidecar trial, providing technology to join up payroll, pensions and savings accounts.

We're working with IPR, University of Bath, to video interview key decision makers involved in the UK pension reforms.

We formed a partnership with Aspen FSP to gain in-depth insights into how the UK and US retirement systems can be improved for low to moderate earners.

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LGIM support our research into whether communicating with pension savers about the impact of their investments makes them more likely to engage with their account.

JPMorgan Chase supported our sidecar savings trial. They’re currently supporting our research into earned wage access and workplace loans, as well as our programme of work exploring the interactions between auto enrolment and debt.

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We're working with the DWP to develop trials aimed at establishing what works to make retirement saving easier for self-employed people.

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The Money and Pensions Service (MaPS) is supporting our emergency savings research programme and working with us to conduct the research. MaPS is also a supporter of our Real Accounts programme.

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We're working with Maastricht University to deliver a wide-ranging research programme into the drivers of engagement in pensions.

We’re working with experts from Warwick Business School to understand the interactions between auto enrolment and wages, savings and debt.

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We’re working with Wagestream to trial opt-out payroll savings approaches in UK workplaces.

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The Aviva Foundation are supporting the initial phase of the Real Accounts project – a long-term study of UK households’ financial lives.

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The Nuffield Foundation is funding work exploring the interactions between pension auto enrolment and other types of saving.

Please note: the views expressed are those of the authors and not necessarily of the Foundation.

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We’re working with experts from CPFW on the Real Accounts project – a long term study of UK households’ financial lives.

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We’re working with the Co-operative Group to trial an opt-out approach to payroll saving.

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We’re working with Experian to understand the interactions between auto enrolment and debt.

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We’re working with experts from the Yunus Centre for Social Business and Health on the Real Accounts project – a long term study of UK households’ financial lives.

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We’re working with Understanding Society to share anonymised Nest data in an ethical, well-governed way so researchers can better understand the interactions between different aspects of household finances.

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Together with experts at Moneyhub we’ve designed a data collection app to capture real-time income and expenditure data for participants taking part in the Real Accounts project.

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We’re working with SUEZ recycling and recovery UK to trial an opt-out approach to payroll saving.

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We’re working with TransaveUK to trial an opt-out approach to payroll saving with employees at SUEZ recycling and recovery UK.

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We’re working with experts from the University of Nottingham to understand the dynamics of household finances.

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Phoenix Insights is supporting our work on pensions adequacy and the household balance sheet.

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We’re working with Bupa Care Services to trial an opt-out approach to payroll saving.

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Fair4All Finance are supporting the next phase of the Real Accounts project – a long-term study of UK households’ financial lives.

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